Whether you're a traditional bank managing SIC IP flows or a fintech platform optimizing blockchain settlements, VILIGENCE eliminates your irreversibility gap.
Swiss & International Banking Institutions
Mid-sized Swiss bank releases CHF 35M from weekend buffer, eliminates CHF 1.2M annual overdraft fees, achieves full BCBS 248 automation. ROI achieved in 8 weeks.
Capital Release: CHF 10-50M per institution
Overdraft Elimination: Up to 95-100% reduction
Compliance: 100% BCBS 248 coverage
Payback Period: 6-12 weeks
Exchanges, DeFi Platforms, Payment Processors
Crypto exchange reduces hot wallet reserves from $50M to $12M while maintaining security. Continuous solvency proofs build customer trust. $38M capital freed for growth.
Reserve Optimization: 60-80% reduction
Solvency Proofs: Real-time cryptographic attestation
Privacy: Zero wallet detail exposure
Trust Score: 95%+ customer confidence increase
Integrated technologies that work together to eliminate the irreversibility gap for traditional finance and crypto platforms alike.
Native connectivity to Swiss Interbank Clearing instant payments with sub-millisecond latency. See every transaction before it becomes irreversible.
Automated decision system that evaluates every payment before finality. Hold, approve, or defer based on real-time liquidity position and rules.
Machine learning-powered forecasting predicts intraday flows with 95%+ accuracy. Optimize buffer requirements and eliminate unnecessary reserves.
Native BCBS 248 monitoring and automated reporting. Built-in compliance with Swiss FINMA, ECB, and international liquidity regulations.
Real-time cryptographic attestations for DeFi and crypto platforms. Prove reserves without revealing wallet details or compromising security.
Dynamic reserve sizing for crypto exchanges and payment processors. Reduce operational capital by 60-80% while maintaining security.
Our estimates are based on comprehensive analysis of:
Seven intraday liquidity monitoring tools applied to stress scenarios, measuring daily maximum usage, time-specific obligations, and available liquidity buffers.
SIC Instant Payments adoption patterns, SNB intraday liquidity framework, and weekend prefunding requirements across Swiss banking sector.
Stress-tested buffer calculations using 40-50% efficiency gains, intraday overdraft reduction based on observed patterns, and ECB Sound Practices alignment.
Contact us for a detailed ROI assessment using your actual payment volumes, current buffers, and liquidity management practices.
See how much trapped capital you can release with our ROI calculator